Free medical billing reference

Billing answers that always show where they came from

Nineteen friendly, free tools for billing teams and physicians — built from the eCFR, the Federal Register and CMS’s own manuals. Ask a question below and see exactly which rule the answer rests on.

Always free No login Runs in your browser Nothing stored or sent
Try it right hereFour real questions, four real citations Live
Every answer checked against its source, September 2026 Open the full tool →
19Free tools, each answering one question properly
384HCPCS Level II modifiers from the CMS October 2026 file
51Timely filing programmes, each with its own citation
0Accounts, logins or card details required
Start here

Three questions behind most denials

Pick the one in front of you. Each goes straight to the tool built for it — no form, no funnel, no account.

“How long do we have?”

Filing windows by programme, prior authorization decision limits by urgency, and the ESRD coordination period — each showing how the days are counted, not just the number.

Deadline tools

“Which code or modifier?”

ICD-10-CM validity against the date of service, the HCPCS Level II modifier set exactly as CMS publishes it, plus dental, telehealth and anesthesia checks.

Coding tools

“Who pays first?”

Payer order across Medicare, Medicaid, TRICARE, VA, COBRA and dependent children — and what the patient is actually left owing.

Coverage tools
The tools

Nineteen tools, one standard of evidence

Each answers a single question a billing team actually has to answer — and names the document behind the answer.

Coding

Medical Billing Modifiers

Every HCPCS Level II modifier from the CMS October 2026 file, plain-English CPT modifier guides, and the comparisons that cause denials.

384 modifiers · 23 guides
Deadlines

Timely Filing Limits

Medicare, state Medicaid and published payer defaults, with a file-by date calculator that shows how the days are counted.

51 programme cards
Deadlines

Prior Authorization Deadlines

How long the payer has to decide, standard and expedited, scoped to exactly what the 2026 federal rule covers.

8 programme types
Coverage

Who Pays First?

Primary versus secondary coverage, a Medicare secondary payment calculator, and the ESRD 30-month coordination period.

14 combinations
Coding

ICD-10 Code Search

Check a diagnosis code against the date of service, and explore what FY2027 added, split or deleted.

FY2027 explorer
Coverage

Patient Responsibility Calculator

Deductible, coinsurance, copay and out-of-pocket maximum, applied in the order plans actually apply them.

Shows the working
Coverage

Denial Code Lookup

Search CARC and related denial codes, with plain-English explanations and step-by-step resolution guides.

171 denial codes
Coverage

PA Check

Whether a CPT or HCPCS code may require prior authorization, by payer and specialty.

Payer & specialty
Coverage

Policy Peek

Look into payer policy positions behind a coverage decision before you write the appeal.

Policy reference
Coding

CPT Coding Assistant

Pull the related ICD-10 codes, modifiers, billing rules and audit alerts for a CPT code, without a login.

Coding reference
Coding

Telehealth Billing Code Checker

Place of service and modifier checks for virtual visits, including the POS 02 versus POS 10 distinction.

POS & modifiers
Coding

Dental Procedure Code Lookup

Dental procedure references for practices that bill both medical and dental.

Procedure reference
Coding

Anesthesia Billing Units Calculator

Base units, time units and modifying factors worked through step by step.

Unit calculation
Practice

Practice Revenue Leakage Analyzer

Work through where denials are costing the practice, and what is realistically recoverable.

Worksheet
Practice

RCM Cost Truth Calculator

What revenue cycle work actually costs per claim, stated openly instead of sold.

Cost per claim
Practice

Physician Hourly Rate Calculator

Translate compensation into an hourly figure you can compare against the time a task takes.

Rate calculation
Practice

NPI Provider Lookup

Search the CMS NPPES registry for a provider’s name, taxonomy, practice address and OIG exclusion status before you bill.

Provider check
Practice

Audit Guard

Check documentation exposure before a payer does.

Documentation review
Practice

SuperBill Creator

Assemble a clean, printable superbill for a patient encounter.

Printable output

Showing all 19 tools.

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Where answers come from

We read the regulation, not a summary of it

And where a rule depends on the plan, the state or your contract, the tool says so instead of inventing a single national answer.

  • 01
    Electronic Code of Federal RegulationsTitles 42, 45 and 29, read at section level — including 42 CFR 424.44 for filing and 42 CFR 411 for coordination of benefits.
  • 02
    Federal Register, via govinfoFinal rules read in full, including the 2026 interoperability and prior authorization rule.
  • 03
    United States CodeUsed where the statute and the regulation diverge — and we say so when they do.
  • 04
    CMS manuals, Pub. 100-04 and Pub. 100-05Claims processing and Medicare Secondary Payer, with CMS’s own worked examples used to validate our calculators.
  • 05
    Official CMS code set releasesQuarterly HCPCS Level II files and annual ICD-10-CM addenda, dated inside the tool.
  • 06
    Medicare.gov and Medicaid.govProgramme and state plan detail, cited per card rather than generalised.

What we will never do

  • Publish a figure without a source.
  • Republish licensed code descriptions we have no right to reproduce.
  • Present a plan-specific rule as a national one.
  • Claim certainty where the evidence is mixed — “not verified” is an allowed answer.
  • Sell you a service. The tools are the whole product.
How it works

Three steps, no account

The same simple sequence behind every tool on the site.

1

Choose your question

Deadline, code, modifier, payer order or patient cost. Each tool does one job properly rather than five badly.

2

Enter what you know

A code, a date of service, a payer type. Everything runs locally in your browser — nothing is stored or sent anywhere.

3

Follow the citation

Every answer carries its source, so you can verify the rule before you bill, write off or appeal.

Guides

Published when a rule actually changes

Deletions, splits, bundling edits and audit exposure — written for the person who has to rebill.

Common questions

Short answers, with the rule attached

The six we are asked most. Each one names its source, the same as every tool does.

How long do I have to file a Medicare claim?

One calendar year from the date of service. It is set in regulation rather than by your contractor, and there are four narrow exception categories for administrative error. Medicaid and commercial limits are set separately, by the state plan or your participation agreement.

42 CFR 424.44 · Medicare Claims Processing Manual (Pub. 100-04), ch. 1 §70
Does every payer have to decide a prior authorization in seven days?

No — and this is widely misreported. The 2026 federal timeframes apply to specific programmes, cover items and services excluding drugs, and did not change the timeframes for marketplace QHP issuers. Drugs follow their own rules entirely. Our tool splits this out by programme rather than quoting one number.

CMS-0057-F, Federal Register — read in full via govinfo
When should I use modifier 59 instead of an X modifier?

Only when none of XE, XS, XP or XU describes the situation. CMS asks for the more specific modifier wherever one fits, so 59 is properly a last resort rather than a default.

CMS MLN1783722 · National Correct Coding Initiative Policy Manual, ch. 1
My patient has Medicare and still works — who pays first?

For age-based entitlement it turns on the employer’s size: with 20 or more employees the group health plan generally pays first; with fewer than 20, Medicare generally pays first. Multi-employer plans are treated separately, so check the specific rule rather than assuming.

42 CFR 411 subpart F · Medicare Secondary Payer Manual (Pub. 100-05), ch. 1
How long is the ESRD coordination period?

Thirty months. Worth knowing: the regulation at 42 CFR 411.162(c) still reads 12 and 18 months, because the thirty-month period comes from the statute rather than from that regulation being updated. Our tool cites the statute for this one, and says why.

42 U.S.C. 1395y(b)(1)(C) · compare 42 CFR 411.162(c)
Are the tools really free — what is the catch?

There isn’t one. There is no account, no card, no usage limit and no service being sold behind them. The tools run in your browser, so what you look up is never stored or sent anywhere. We publish an editorial policy and a corrections policy so you can hold us to that.

Editorial policy · Corrections policy
Our standards

Four promises we keep

They decide what gets published here, and what does not.

Cited, or not published

Every rule names the document behind it, and the date that document was read.

Honest about limits

Plan, state and contract variation is labelled — never averaged into a false single answer.

Private by design

The tools keep no record of what you look up. They run entirely in your browser.

Corrected in public

Errors are fixed and logged under a published corrections policy.

For physicians & practice owners

You shouldn’t need a subscription to read a rule

Written for the person who signs the claim: the deadline you can put in a diary, the modifier CMS actually describes, the payer that should have paid first — and the citation to take into the appeal.

Start with the tools

Where practices reach for it

Before a write-off
Confirm the filing window and how the days are counted.
Before appending a modifier
Check what CMS describes, and whether a more specific one exists.
Before billing secondary
Establish payer order and the rule that sets it.
Before quoting a patient
Work the cost share through in the order the plan applies it.
Cost
Free — no account, no card, no gated downloads and no sales call.
Get in touch

Spotted an error, or need a rule we have not covered?

Tell us and we will look it up. Corrections are published, not quietly edited.

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Find the rule. Then bill with confidence.

Nineteen free tools and a growing library of guides — every answer traceable to the document it came from.

General billing information, not legal or coding advice.